Posts Categorized: Finance 101

Financial advice for Canadian expats who want to invest

Financial advice for Canadian expats who want to invest

Canadian expats have a big need for financial advice. But that advice probably isn’t readily available. That’s a problem. After all, investing for retirement isn’t something you want to ignore until you get back. You’re living the dream, but still want to invest for your future. So for now, you’re… Read more

Dividends, interest or yield?

Dividends, interest or yield?

As a Canadian, you might just want to throw your arms up at this glowing opinion from an American about the value we get for our relatively high tax rate. MSNBC’s Ester Bloom casually links the government services we get in return with higher reported happiness. It… Read more

The impact of demographics on economics

The impact of demographics on economics

If demography is destiny, then what does the future hold for the economy and investors? At a recent Wine & Wealth event hosted by WealthBar, Nicola Wealth Management CEO John Nicola discussed this very topic. We can see that the population of the world is growing… Read more

Investing for people over or under 45

Investing for people over or under 45

Your ideal investing strategy when you’re 25 just is not the same as when you’re 52. That’s because what you earn is partly a function of what you’ve already managed to acquire. In Canada, about 85% of all financial assets are in the hands of people over age… Read more

What is a fiduciary?

What the heck is a fiduciary?

Fiduciary definition. “A person to whom property or power is entrusted for the benefit of another.” (via Dictionary.com). In the context of the Canadian financial industry, this essentially means that the financial adviser acts in the expressed interest of their client. Fiduciary duty and the… Read more